Carl Gamlem has helped over one thousand clients and customers with their HOME financing solutions since 1992. Employed by Prosperity Mortgage, a JOINT VENTURE with Wells Fargo, the only AAA rated Residential lender in the United States since November 1994, with a 100% "unsolicited" Customer Service rating in 2005 and 2006. With 15 years in the Residential Real Estate business, Carl has been providing financing with the following programs: Conventional, FHA, VA, 100% conventional (one loan), combination loans such as 80-20 and 80-15-5 and 80-10-10 and other conventional piggyback financing combinations, VHDA Bond loan programs, and Alternative Non-Conforming programs as well.
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